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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 74-2533381 | Recordkeeping | $2,925 |
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVC Service code 15 · EIN 82-4555287 | Recordkeeping | $1,275 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,954 | $30,421-60.7% | $56,077-78.7% | $74,429-83.9% |
| Participation rate | 64.9% | 32.9%+32.0pp | 52.5%+12.4pp | 67.2%-2.3pp |
| Annual return | 18.50% | 24.94%-6.4pp | 1709.28%-1690.8pp | 1368.38%-1349.9pp |
| Employer contribution / active EE | $886 | $610+45.3% | $1,040-14.9% | $2,625-66.3% |
| Participant deferral / active EE | $1,228 | $1,175+4.5% | $1,954-37.1% | $4,348-71.8% |
| Admin fee / account holder | $20 | $2,363-99.2% | $2,825-99.3% | $1,944-99.0% |