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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 74-2533381 | Recordkeeping | $2,625 |
AMERICAN FUNDS2 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVC Service code 15 · EIN 82-4555287 | Recordkeeping | $1,075 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,186 | $27,800-56.2% | $58,561-79.2% | $71,511-83.0% |
| Participation rate | 67.0% | 34.6%+32.4pp | 50.9%+16.2pp | 67.9%-0.9pp |
| Annual return | 25.75% | 26.80%-1.1pp | 4251.33%-4225.6pp | 28.86%-3.1pp |
| Employer contribution / active EE | $811 | $632+28.4% | $1,053-23.0% | $2,589-68.7% |
| Participant deferral / active EE | $1,204 | $1,208-0.3% | $1,923-37.4% | $4,291-71.9% |
| Admin fee / account holder | $24 | $1,637-98.5% | $2,520-99.1% | $1,588-98.5% |