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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,671 | $198,457-90.6% | $170,435-89.0% | $147,586-87.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 19.43% | 257.30%-237.9pp | 205.94%-186.5pp | 578.59%-559.2pp |
| Employer contribution / active EE | $2,222 | $6,183-64.1% | $5,432-59.1% | $4,876-54.4% |
| Participant deferral / active EE | $3,909 | $5,629-30.6% | $4,939-20.9% | $5,439-28.1% |
| Admin fee / account holder | $879 | $16,852-94.8% | $13,881-93.7% | $10,886-91.9% |