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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,654 | $185,312-70.5% | $161,489-66.2% | $154,746-64.7% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 11.28% | 103.84%-92.6pp | 89.72%-78.4pp | 172.34%-161.1pp |
| Employer contribution / active EE | $1,326 | $4,769-72.2% | $4,268-68.9% | $4,379-69.7% |
| Participant deferral / active EE | $10,459 | $6,350+64.7% | $5,630+85.8% | $6,730+55.4% |
| Admin fee / account holder | $611 | $18,654-96.7% | $16,006-96.2% | $14,365-95.7% |