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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,526 | $183,592-79.0% | $155,574-75.2% | $145,877-73.6% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 14.01% | 61.37%-47.4pp | 64.87%-50.9pp | 551.28%-537.3pp |
| Employer contribution / active EE | $1,162 | $5,317-78.1% | $4,676-75.1% | $4,663-75.1% |
| Participant deferral / active EE | $7,887 | $6,466+22.0% | $5,629+40.1% | $6,691+17.9% |
| Admin fee / account holder | $426 | $19,316-97.8% | $15,914-97.3% | $13,402-96.8% |