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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,274 | $138,072-81.7% | $123,549-79.5% | $135,382-81.3% |
| Participation rate | 84.6% | 84.7%-0.1pp | 82.3%+2.3pp | 82.6%+2.0pp |
| Annual return | 0.70% | 153.69%-153.0pp | 119.20%-118.5pp | 519.77%-519.1pp |
| Employer contribution / active EE | $7,717 | $5,152+49.8% | $4,628+66.8% | $4,779+61.5% |
| Participant deferral / active EE | $9,016 | $6,799+32.6% | $6,426+40.3% | $5,609+60.7% |
| Admin fee / account holder | $2,871 | $10,917-73.7% | $9,284-69.1% | $10,829-73.5% |