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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,925 | $135,956-67.7% | $123,894-64.5% | $273,972-84.0% |
| Participation rate | 87.5% | 84.1%+3.4pp | 81.4%+6.1pp | 83.0%+4.5pp |
| Annual return | 1.54% | 56.63%-55.1pp | 47.52%-46.0pp | 41.46%-39.9pp |
| Employer contribution / active EE | $2,028 | $5,170-60.8% | $4,617-56.1% | $4,869-58.4% |
| Participant deferral / active EE | $8,773 | $6,343+38.3% | $5,984+46.6% | $5,287+65.9% |
| Admin fee / account holder | $21,471 | $9,817+118.7% | $8,357+156.9% | $10,133+111.9% |