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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,861 | $183,978-60.9% | $162,171-55.7% | $152,885-53.0% |
| Participation rate | 63.6% | 88.5%-24.9pp | 87.6%-23.9pp | 82.5%-18.8pp |
| Annual return | 20.43% | 150.78%-130.4pp | 115.60%-95.2pp | 345.39%-325.0pp |
| Employer contribution / active EE | $1,658 | $6,370-74.0% | $5,613-70.5% | $4,763-65.2% |
| Participant deferral / active EE | $5,308 | $8,033-33.9% | $7,297-27.3% | $5,851-9.3% |
| Admin fee / account holder | $7,291 | $13,122-44.4% | $10,843-32.8% | $11,598-37.1% |