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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,203 | $84,551+258.6% | $61,452+393.4% | $134,532+125.4% |
| Participation rate | 50.0% | 62.2%-12.2pp | 52.6%-2.6pp | 81.2%-31.2pp |
| Annual return | 23.56% | 585.39%-561.8pp | 338.96%-315.4pp | 418.27%-394.7pp |
| Employer contribution / active EE | $1,155 | $1,545-25.2% | $1,160-0.4% | $4,741-75.6% |
| Participant deferral / active EE | $2,850 | $2,818+1.1% | $2,125+34.2% | $6,401-55.5% |
| Admin fee / account holder | $0 | $2,587-100.0% | $2,131-100.0% | $11,429-100.0% |