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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,341 | $104,106+211.5% | $71,086+356.3% | $135,379+139.6% |
| Participation rate | 14.3% | 65.7%-51.4pp | 54.7%-40.4pp | 82.6%-68.4pp |
| Annual return | 20.85% | 1256.30%-1235.4pp | 650.59%-629.7pp | 519.79%-498.9pp |
| Employer contribution / active EE | $357 | $1,485-76.0% | $1,088-67.2% | $4,779-92.5% |
| Participant deferral / active EE | $357 | $2,527-85.9% | $1,874-81.0% | $5,609-93.6% |
| Admin fee / account holder | $0 | $4,142-100.0% | $3,082-100.0% | $10,828-100.0% |