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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,438 | $167,533-82.4% | $151,645-80.6% | $134,545-78.1% |
| Participation rate | 86.4% | 88.4%-2.0pp | 87.5%-1.1pp | 81.2%+5.1pp |
| Annual return | -26.69% | 7.81%-34.5pp | 3.34%-30.0pp | 418.37%-445.1pp |
| Employer contribution / active EE | $0 | $6,828-100.0% | $6,165-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $16,222 | $8,985+80.5% | $8,363+94.0% | $6,401+153.4% |
| Admin fee / account holder | $5,069 | $13,781-63.2% | $11,614-56.4% | $11,431-55.7% |