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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,024 | $209,874-90.5% | $189,537-89.4% | $167,536-88.0% |
| Participation rate | 95.0% | 88.7%+6.3pp | 87.8%+7.2pp | 82.1%+12.9pp |
| Annual return | 35.96% | 748.61%-712.7pp | 555.34%-519.4pp | 478.82%-442.9pp |
| Employer contribution / active EE | $270 | $6,913-96.1% | $6,161-95.6% | $4,839-94.4% |
| Participant deferral / active EE | $9,778 | $8,934+9.4% | $8,220+18.9% | $6,342+54.2% |
| Admin fee / account holder | $736 | $14,299-94.9% | $12,048-93.9% | $12,315-94.0% |