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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,444 | $209,336-58.7% | $197,124-56.1% | $137,256-37.0% |
| Participation rate | 88.9% | 87.3%+1.6pp | 86.7%+2.2pp | 80.0%+8.9pp |
| Annual return | 31.20% | 48.09%-16.9pp | 44.34%-13.1pp | 220.34%-189.1pp |
| Employer contribution / active EE | $611 | $6,591-90.7% | $6,227-90.2% | $4,156-85.3% |
| Participant deferral / active EE | $15,176 | $9,614+57.9% | $9,135+66.1% | $6,407+136.9% |
| Admin fee / account holder | $10,179 | $17,308-41.2% | $16,298-37.5% | $12,270-17.0% |