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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,654 | $167,362-76.3% | $143,799-72.4% | $134,532-70.5% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -10.33% | 0.47%-10.8pp | -0.04%-10.3pp | 418.27%-428.6pp |
| Employer contribution / active EE | $843 | $5,620-85.0% | $4,952-83.0% | $4,741-82.2% |
| Participant deferral / active EE | $10,199 | $6,447+58.2% | $5,638+80.9% | $6,401+59.3% |
| Admin fee / account holder | $41,817 | $18,094+131.1% | $14,677+184.9% | $11,429+265.9% |