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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,491 | $209,428-74.5% | $178,498-70.0% | $158,950-66.3% |
| Participation rate | 72.7% | 86.4%-13.6pp | 81.9%-9.2pp | 82.0%-9.2pp |
| Annual return | 17.87% | 188.78%-170.9pp | 151.09%-133.2pp | 302.91%-285.0pp |
| Employer contribution / active EE | $790 | $5,707-86.2% | $5,011-84.2% | $4,762-83.4% |
| Participant deferral / active EE | $11,691 | $5,955+96.3% | $5,202+124.7% | $5,983+95.4% |
| Admin fee / account holder | $513 | $17,077-97.0% | $13,985-96.3% | $11,248-95.4% |