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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,484 | $174,379-81.4% | $152,093-78.6% | $138,895-76.6% |
| Participation rate | 50.0% | 81.6%-31.6pp | 77.8%-27.8pp | 79.9%-29.9pp |
| Annual return | 15.34% | 74.86%-59.5pp | 66.36%-51.0pp | 145.39%-130.1pp |
| Employer contribution / active EE | $2,613 | $4,652-43.8% | $4,175-37.4% | $4,194-37.7% |
| Participant deferral / active EE | $8,051 | $6,159+30.7% | $5,451+47.7% | $6,396+25.9% |
| Admin fee / account holder | $210 | $16,880-98.8% | $14,497-98.6% | $12,562-98.3% |