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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,818 | $150,442-86.8% | $136,295-85.5% | $147,585-86.6% |
| Participation rate | 94.1% | 84.4%+9.7pp | 81.9%+12.2pp | 82.8%+11.3pp |
| Annual return | 105.74% | 1049.09%-943.3pp | 5155.97%-5050.2pp | 578.56%-472.8pp |
| Employer contribution / active EE | $2,965 | $5,256-43.6% | $4,695-36.8% | $4,876-39.2% |
| Participant deferral / active EE | $7,198 | $6,630+8.6% | $6,247+15.2% | $5,439+32.4% |
| Admin fee / account holder | $310 | $10,905-97.2% | $9,243-96.7% | $10,885-97.2% |