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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,347 | $98,760-60.2% | $149,715-73.7% | $79,858-50.7% |
| Participation rate | 58.1% | 75.8%-17.7pp | 82.5%-24.4pp | 69.6%-11.5pp |
| Annual return | 26.23% | 27.43%-1.2pp | 276.66%-250.4pp | 31.72%-5.5pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,955 | $5,681-30.4% | $6,842-42.2% | $3,740+5.8% |
| Admin fee / account holder | $31 | $6,053-99.5% | $9,310-99.7% | $5,306-99.4% |