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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,649 | $167,362-94.2% | $143,799-93.3% | $134,532-92.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.02% | 0.47%-18.5pp | -0.04%-18.0pp | 418.27%-436.3pp |
| Employer contribution / active EE | $3,376 | $5,620-39.9% | $4,952-31.8% | $4,741-28.8% |
| Participant deferral / active EE | $6,502 | $6,447+0.8% | $5,638+15.3% | $6,401+1.6% |
| Admin fee / account holder | $3,212 | $18,094-82.2% | $14,677-78.1% | $11,429-71.9% |