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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,735 | $48,078+731.4% | $78,676+408.1% | $62,881+535.7% |
| Participation rate | 89.5% | 65.2%+24.3pp | 73.6%+15.9pp | 69.3%+20.2pp |
| Annual return | 10.21% | 31.36%-21.2pp | 62.19%-52.0pp | 20.14%-9.9pp |
| Employer contribution / active EE | $23,592 | $2,015+1071.1% | $2,850+727.8% | $2,281+934.3% |
| Participant deferral / active EE | $12,836 | $2,587+396.1% | $3,517+265.0% | $3,203+300.7% |
| Admin fee / account holder | $40,157 | $3,206+1152.6% | $4,510+790.4% | $4,296+834.8% |