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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,783 | $45,152+668.0% | $73,836+369.7% | $59,633+481.5% |
| Participation rate | 93.9% | 64.0%+29.9pp | 73.4%+20.5pp | 68.7%+25.3pp |
| Annual return | -2.26% | 27.40%-29.7pp | 2268.06%-2270.3pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $26,422 | $1,901+1289.7% | $2,787+847.9% | $2,203+1099.6% |
| Participant deferral / active EE | $19,279 | $2,573+649.3% | $3,583+438.1% | $3,192+504.0% |
| Admin fee / account holder | $54,640 | $3,515+1454.7% | $4,882+1019.2% | $4,297+1171.6% |