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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,287 | $84,464-34.5% | $61,399-10.0% | $134,509-58.9% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -14.30% | 585.06%-599.4pp | 338.81%-353.1pp | 418.13%-432.4pp |
| Employer contribution / active EE | $6,688 | $1,545+333.0% | $1,159+476.8% | $4,741+41.1% |
| Participant deferral / active EE | $10,250 | $2,818+263.7% | $2,124+382.5% | $6,400+60.1% |
| Admin fee / account holder | $514 | $2,587-80.1% | $2,131-75.9% | $11,427-95.5% |