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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,532 | $54,380-38.3% | $68,509-51.1% | $59,633-43.8% |
| Participation rate | 94.4% | 70.2%+24.3pp | 74.7%+19.7pp | 68.7%+25.8pp |
| Annual return | 15.13% | 2.83%+12.3pp | 8.27%+6.9pp | 2041.45%-2026.3pp |
| Employer contribution / active EE | $0 | $1,539-100.0% | $2,278-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $5,512 | $2,643+108.5% | $3,382+63.0% | $3,192+72.7% |
| Admin fee / account holder | $19,592 | $3,885+404.2% | $5,275+271.4% | $4,297+355.9% |