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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,275 | $91,086+12.3% | $203,872-49.8% | $86,983+17.6% |
| Participation rate | 100.0% | 65.8%+34.2pp | 77.8%+22.2pp | 69.5%+30.5pp |
| Annual return | 20.44% | 22.30%-1.9pp | 85.11%-64.7pp | 25.83%-5.4pp |
| Employer contribution / active EE | $14,368 | $2,063+596.3% | $3,757+282.4% | $2,584+455.9% |
| Participant deferral / active EE | $3,203 | $4,019-20.3% | $6,388-49.9% | $4,194-23.6% |
| Admin fee / account holder | $2,600 | $8,987-71.1% | $11,730-77.8% | $7,856-66.9% |