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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,481 | $70,684+1.1% | $169,390-57.8% | $75,173-4.9% |
| Participation rate | 98.0% | 64.8%+33.2pp | 77.2%+20.8pp | 67.2%+30.8pp |
| Annual return | 28.00% | 36.38%-8.4pp | 406.07%-378.1pp | 160.72%-132.7pp |
| Employer contribution / active EE | $6,718 | $2,211+203.9% | $4,013+67.4% | $2,671+151.5% |
| Participant deferral / active EE | $3,407 | $4,310-20.9% | $6,222-45.2% | $4,126-17.4% |
| Admin fee / account holder | $1,327 | $5,404-75.4% | $9,015-85.3% | $5,651-76.5% |