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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,275 | $90,400+13.1% | $186,193-45.1% | $87,485+16.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 77.1%+22.9pp | 68.9%+31.1pp |
| Annual return | 20.44% | 22.15%-1.7pp | 78.03%-57.6pp | 26.06%-5.6pp |
| Employer contribution / active EE | $14,368 | $2,170+562.0% | $3,918+266.7% | $2,596+453.4% |
| Participant deferral / active EE | $3,203 | $4,330-26.0% | $6,513-50.8% | $4,274-25.0% |
| Admin fee / account holder | $2,600 | $8,673-70.0% | $11,058-76.5% | $7,775-66.6% |