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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,275 | $80,812+26.6% | $160,784-36.4% | $82,448+24.0% |
| Participation rate | 100.0% | 66.2%+33.8pp | 77.0%+23.0pp | 68.1%+31.9pp |
| Annual return | 20.44% | 100.59%-80.1pp | 1803.92%-1783.5pp | 41.64%-21.2pp |
| Employer contribution / active EE | $14,368 | $2,174+560.9% | $3,733+284.9% | $2,551+463.2% |
| Participant deferral / active EE | $3,203 | $4,335-26.1% | $6,293-49.1% | $4,139-22.6% |
| Admin fee / account holder | $2,600 | $7,695-66.2% | $9,717-73.2% | $7,234-64.1% |