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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,269 | $78,015+0.3% | $178,505-56.2% | $80,959-3.3% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 20.26% | 18.10%+2.2pp | 27.16%-6.9pp | 35.67%-15.4pp |
| Employer contribution / active EE | $6,228 | $2,281+173.0% | $3,955+57.5% | $2,757+125.9% |
| Participant deferral / active EE | $3,576 | $4,406-18.8% | $6,280-43.1% | $4,300-16.8% |
| Admin fee / account holder | $5,345 | $7,160-25.3% | $10,428-48.7% | $6,925-22.8% |