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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT1 year Filed as: RBC CAPITAL MARKETS LLC Service code 49 · EIN 41-1416330 | Other Services | $20,160 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $10,298 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,520 | $64,176-35.3% | $112,249-63.0% | $66,938-38.0% |
| Participation rate | 73.4% | 68.4%+4.9pp | 75.1%-1.7pp | 69.8%+3.6pp |
| Annual return | -11.52% | -13.80%+2.3pp | 27.48%-39.0pp | 1.58%-13.1pp |
| Employer contribution / active EE | $2,325 | $3,007-22.7% | $3,636-36.1% | $2,545-8.7% |
| Participant deferral / active EE | $5,389 | $3,694+45.9% | $4,729+14.0% | $4,238+27.2% |
| Admin fee / account holder | $90 | $626-85.6% | $6,412-98.6% | $594-84.8% |