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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,879 | $72,269-15.8% | $101,271-39.9% | $79,852-23.8% |
| Participation rate | 62.8% | 68.5%-5.7pp | 75.8%-13.0pp | 69.6%-6.8pp |
| Annual return | 18.77% | 22.29%-3.5pp | 46.48%-27.7pp | 31.72%-13.0pp |
| Employer contribution / active EE | $1,977 | $2,692-26.6% | $3,660-46.0% | $2,471-20.0% |
| Participant deferral / active EE | $4,119 | $3,282+25.5% | $4,371-5.8% | $3,740+10.1% |
| Admin fee / account holder | $6,611 | $4,401+50.2% | $5,948+11.2% | $5,306+24.6% |