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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,909 | $105,198-81.1% | $159,455-87.5% | $85,856-76.8% |
| Participation rate | 77.8% | 75.8%+2.0pp | 82.8%-5.1pp | 69.3%+8.5pp |
| Annual return | 59.33% | 45.08%+14.3pp | 263.63%-204.3pp | 318.58%-259.3pp |
| Employer contribution / active EE | $3,110 | $3,319-6.3% | $4,830-35.6% | $2,565+21.3% |
| Participant deferral / active EE | $6,394 | $5,946+7.5% | $7,353-13.0% | $3,952+61.8% |
| Admin fee / account holder | $3,134 | $6,934-54.8% | $10,800-71.0% | $6,261-49.9% |