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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,503 | $138,075-64.9% | $123,552-60.7% | $135,379-64.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.74% | 153.70%-164.4pp | 119.20%-129.9pp | 519.79%-530.5pp |
| Employer contribution / active EE | $14,113 | $5,152+173.9% | $4,628+204.9% | $4,779+195.3% |
| Participant deferral / active EE | $9,967 | $6,800+46.6% | $6,426+55.1% | $5,609+77.7% |
| Admin fee / account holder | $1,049 | $10,917-90.4% | $9,285-88.7% | $10,828-90.3% |