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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,915 | $102,663-23.1% | $86,216-8.5% | $139,466-43.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 21.12% | 1924.52%-1903.4pp | 1169.42%-1148.3pp | 373.66%-352.5pp |
| Employer contribution / active EE | $2,132 | $3,035-29.8% | $2,382-10.5% | $4,754-55.2% |
| Participant deferral / active EE | $9,757 | $4,677+108.6% | $3,986+144.8% | $6,712+45.4% |
| Admin fee / account holder | $348 | $8,663-96.0% | $6,853-94.9% | $11,409-96.9% |