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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,986 | $112,933-55.7% | $90,970-45.1% | $158,982-68.6% |
| Participation rate | 90.0% | 74.7%+15.3pp | 69.0%+21.0pp | 82.0%+8.0pp |
| Annual return | 24.60% | 215.82%-191.2pp | 134.60%-110.0pp | 302.99%-278.4pp |
| Employer contribution / active EE | $1,793 | $2,893-38.0% | $2,122-15.5% | $4,763-62.4% |
| Participant deferral / active EE | $7,716 | $4,128+86.9% | $3,373+128.8% | $5,983+29.0% |
| Admin fee / account holder | $391 | $8,047-95.1% | $5,961-93.4% | $11,252-96.5% |