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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,445 | $209,425-28.2% | $178,499-15.7% | $158,966-5.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 21.52% | 188.80%-167.3pp | 151.10%-129.6pp | 302.95%-281.4pp |
| Employer contribution / active EE | $7,820 | $5,707+37.0% | $5,011+56.0% | $4,762+64.2% |
| Participant deferral / active EE | $5,008 | $5,955-15.9% | $5,202-3.7% | $5,983-16.3% |
| Admin fee / account holder | $454 | $17,078-97.3% | $13,986-96.8% | $11,250-96.0% |