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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,787 | $217,432-74.8% | $185,849-70.5% | $167,536-67.3% |
| Participation rate | 68.8% | 86.1%-17.3pp | 81.7%-13.0pp | 82.1%-13.4pp |
| Annual return | 14.94% | 148.42%-133.5pp | 122.10%-107.2pp | 478.82%-463.9pp |
| Employer contribution / active EE | $1,563 | $5,875-73.4% | $5,169-69.8% | $4,839-67.7% |
| Participant deferral / active EE | $4,912 | $6,357-22.7% | $5,569-11.8% | $6,342-22.6% |
| Admin fee / account holder | $276 | $19,818-98.6% | $16,244-98.3% | $12,315-97.8% |