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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,420 | $209,422-79.3% | $178,503-75.7% | $158,982-72.7% |
| Participation rate | 71.4% | 86.4%-14.9pp | 81.9%-10.5pp | 82.0%-10.5pp |
| Annual return | 18.58% | 188.81%-170.2pp | 151.12%-132.5pp | 302.99%-284.4pp |
| Employer contribution / active EE | $1,501 | $5,707-73.7% | $5,011-70.0% | $4,763-68.5% |
| Participant deferral / active EE | $4,623 | $5,955-22.4% | $5,202-11.1% | $5,983-22.7% |
| Admin fee / account holder | $2,209 | $17,079-87.1% | $13,987-84.2% | $11,252-80.4% |