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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,823 | $106,267-89.8% | $96,520-88.8% | $139,456-92.2% |
| Participation rate | 85.7% | 77.8%+7.9pp | 74.3%+11.4pp | 80.3%+5.4pp |
| Annual return | 19.57% | 38.45%-18.9pp | 35.72%-16.1pp | 373.45%-353.9pp |
| Employer contribution / active EE | $1,229 | $4,105-70.1% | $3,739-67.1% | $4,753-74.1% |
| Participant deferral / active EE | $3,151 | $5,454-42.2% | $4,879-35.4% | $6,711-53.1% |
| Admin fee / account holder | $497 | $7,882-93.7% | $6,733-92.6% | $11,407-95.6% |