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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,631 | $153,774-54.7% | $133,979-48.0% | $273,970-74.6% |
| Participation rate | 60.0% | 88.4%-28.4pp | 87.1%-27.1pp | 83.0%-23.0pp |
| Annual return | 10.36% | 36.51%-26.2pp | 29.30%-18.9pp | 41.46%-31.1pp |
| Employer contribution / active EE | $3,712 | $6,029-38.4% | $5,211-28.8% | $4,869-23.8% |
| Participant deferral / active EE | $11,600 | $6,958+66.7% | $6,282+84.7% | $5,287+119.4% |
| Admin fee / account holder | $6,642 | $11,765-43.5% | $9,324-28.8% | $10,132-34.4% |