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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,598 | $156,927-80.5% | $121,169-74.7% | $139,456-78.1% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 18.00% | 1475.85%-1457.8pp | 986.71%-968.7pp | 373.45%-355.4pp |
| Employer contribution / active EE | $2,340 | $5,542-57.8% | $4,168-43.9% | $4,753-50.8% |
| Participant deferral / active EE | $9,554 | $4,848+97.0% | $4,083+134.0% | $6,711+42.4% |
| Admin fee / account holder | $7,712 | $6,946+11.0% | $5,645+36.6% | $11,407-32.4% |