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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,502 | $99,345-85.4% | $84,753-82.9% | $273,972-94.7% |
| Participation rate | 71.4% | 80.7%-9.3pp | 76.6%-5.2pp | 83.0%-11.6pp |
| Annual return | 115.93% | 22.93%+93.0pp | 22.78%+93.1pp | 41.46%+74.5pp |
| Employer contribution / active EE | $13,828 | $4,214+228.1% | $3,574+286.8% | $4,869+184.0% |
| Participant deferral / active EE | $0 | $4,270-100.0% | $3,712-100.0% | $5,287-100.0% |
| Admin fee / account holder | $398 | $6,645-94.0% | $5,333-92.5% | $10,133-96.1% |