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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,289 | $96,643-89.4% | $86,617-88.1% | $139,456-92.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 8.79% | 106.57%-97.8pp | 591.91%-583.1pp | 373.45%-364.7pp |
| Employer contribution / active EE | $672 | $3,264-79.4% | $3,023-77.8% | $4,753-85.9% |
| Participant deferral / active EE | $1,982 | $4,835-59.0% | $4,437-55.3% | $6,711-70.5% |
| Admin fee / account holder | $742 | $6,406-88.4% | $5,613-86.8% | $11,407-93.5% |