Filed January 31, 2023
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,733 | $91,179+2.8% | $178,499-47.5% | $79,852+17.4% |
| Participation rate | 52.9% | 69.2%-16.3pp | 81.9%-29.0pp | 69.6%-16.7pp |
| Annual return | 20.29% | 24.19%-3.9pp | 151.10%-130.8pp | 31.72%-11.4pp |
| Employer contribution / active EE | $6,332 | $3,256+94.5% | $5,011+26.4% | $2,471+156.3% |
| Participant deferral / active EE | $4,570 | $3,236+41.2% | $5,202-12.2% | $3,740+22.2% |
| Admin fee / account holder | $4,027 | $6,749-40.3% | $13,986-71.2% | $5,306-24.1% |