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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,413 | $125,797-86.2% | $170,043-89.8% | $75,173-76.8% |
| Participation rate | 80.0% | 83.6%-3.6pp | 87.0%-7.0pp | 67.2%+12.8pp |
| Annual return | 43.99% | 27.20%+16.8pp | 53.40%-9.4pp | 160.72%-116.7pp |
| Employer contribution / active EE | $1,464 | $4,616-68.3% | $6,790-78.4% | $2,671-45.2% |
| Participant deferral / active EE | $4,949 | $6,838-27.6% | $10,410-52.5% | $4,126+19.9% |
| Admin fee / account holder | $957 | $8,177-88.3% | $12,824-92.5% | $5,651-83.1% |