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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,428 | $103,393+114.2% | $87,103+154.2% | $152,909+44.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 23.72% | 28.10%-4.4pp | 28.19%-4.5pp | 345.46%-321.7pp |
| Employer contribution / active EE | $21,301 | $3,221+561.3% | $2,521+744.8% | $4,764+347.1% |
| Participant deferral / active EE | $16,802 | $4,778+251.6% | $4,049+315.0% | $5,851+187.1% |
| Admin fee / account holder | $2,176 | $12,195-82.2% | $7,491-71.0% | $11,601-81.2% |