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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,742 | $92,219+72.1% | $76,767+106.8% | $135,380+17.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -9.89% | 5.46%-15.4pp | 2.43%-12.3pp | 519.81%-529.7pp |
| Employer contribution / active EE | $13,358 | $3,216+315.4% | $2,485+437.5% | $4,779+179.5% |
| Participant deferral / active EE | $10,019 | $4,508+122.2% | $3,852+160.1% | $5,609+78.6% |
| Admin fee / account holder | $6,531 | $10,749-39.2% | $6,675-2.2% | $10,828-39.7% |