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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,988 | $91,424-59.5% | $135,942-72.8% | $71,495-48.3% |
| Participation rate | 58.9% | 75.7%-16.7pp | 81.9%-23.0pp | 67.9%-9.0pp |
| Annual return | 23.41% | 29.90%-6.5pp | 68.28%-44.9pp | 28.85%-5.4pp |
| Employer contribution / active EE | $1,689 | $3,704-54.4% | $4,858-65.2% | $2,589-34.8% |
| Participant deferral / active EE | $4,563 | $7,092-35.7% | $7,759-41.2% | $4,291+6.3% |
| Admin fee / account holder | $754 | $1,266-40.4% | $10,764-93.0% | $1,588-52.5% |