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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,796 | $212,386+49.6% | $199,883+59.0% | $138,895+128.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 7.98% | 47.75%-39.8pp | 43.81%-35.8pp | 145.39%-137.4pp |
| Employer contribution / active EE | $4,595 | $6,625-30.6% | $6,261-26.6% | $4,194+9.5% |
| Participant deferral / active EE | $20,550 | $9,617+113.7% | $9,138+124.9% | $6,396+221.3% |
| Admin fee / account holder | $0 | $18,233-100.0% | $17,268-100.0% | $12,562-100.0% |