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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,868 | $81,208-11.5% | $98,920-27.3% | $79,852-10.0% |
| Participation rate | 42.6% | 72.5%-29.9pp | 76.0%-33.4pp | 69.6%-27.0pp |
| Annual return | 13.24% | 60.99%-47.8pp | 196.47%-183.2pp | 31.72%-18.5pp |
| Employer contribution / active EE | $418 | $1,960-78.7% | $2,689-84.5% | $2,471-83.1% |
| Participant deferral / active EE | $1,762 | $3,265-46.0% | $4,245-58.5% | $3,740-52.9% |
| Admin fee / account holder | $788 | $6,013-86.9% | $6,643-88.1% | $5,306-85.1% |