Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,799 | $199,109-90.1% | $173,730-88.6% | $154,746-87.2% |
| Participation rate | 38.5% | 82.8%-44.4pp | 79.6%-41.1pp | 80.7%-42.2pp |
| Annual return | 3.09% | 20.02%-16.9pp | 19.96%-16.9pp | 172.34%-169.2pp |
| Employer contribution / active EE | $0 | $5,311-100.0% | $4,577-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $1,668 | $7,113-76.5% | $6,326-73.6% | $6,730-75.2% |
| Admin fee / account holder | $2,788 | $20,916-86.7% | $17,523-84.1% | $14,365-80.6% |