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| Provider | Service type | Compensation |
|---|---|---|
VEERY CAPITAL4 years Service code 27 1 AVENUE OF THE ARTS · WILMINGTON, DE 19801 | Advisory (Plan) | $34,756 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $14,776 |
Service code 99 8400 WESTPARK DR · MCLEAN, VA 22102 | Other Fees | $11,499 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,002 |
CAPFINANCIAL PARTNERS LLC2 years Filed as: CAPFINANCIAL PARTNERS LLC DBA CAPTR Service code 99 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Other Fees | $1,916 |
Service code 13 12 GILL ST STE 2600 · WOBURN, MA 01801 | Contract Administrator | $1,198 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,252 | $59,467-17.2% | $93,727-47.5% | $74,478-33.9% |
| Participation rate | 77.7% | 59.6%+18.1pp | 68.7%+9.0pp | 67.2%+10.5pp |
| Annual return | 12.94% | 82.14%-69.2pp | 133.83%-120.9pp | 1370.56%-1357.6pp |
| Employer contribution / active EE | $384 | $1,267-69.7% | $2,421-84.1% | $2,626-85.4% |
| Participant deferral / active EE | $3,731 | $3,052+22.3% | $4,417-15.5% | $4,350-14.2% |
| Admin fee / account holder | $305 | $3,028-89.9% | $8,292-96.3% | $1,946-84.3% |