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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,394 | $138,078-77.3% | $125,363-75.0% | $134,509-76.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -9.67% | 750.49%-760.2pp | 572.15%-581.8pp | 418.13%-427.8pp |
| Employer contribution / active EE | $6,137 | $5,245+17.0% | $4,815+27.5% | $4,741+29.5% |
| Participant deferral / active EE | $9,332 | $7,800+19.6% | $7,447+25.3% | $6,400+45.8% |
| Admin fee / account holder | $382 | $11,566-96.7% | $10,005-96.2% | $11,427-96.7% |